FINANCING

Our budget-smart financing lets you pay for your mattress over time. Enjoy everyday financing for 12 months, or limited-time promotional financing offers.

Manage your financing

Do you have a Sleep Number®credit card?

Make a paymentRead payment FAQs

Special Financing offers

Offers available through 9/13/15:

  • 24-Month Financing* available on all Sleep Number® beds and FlexFit™ adjustable bases
  • 36-Month Financing available on DualTemp™ layer

Financing offers only valid with use of a Sleep Number® credit card. All financing offers are subject to credit approval.

View Offers View Financing Disclosures

Apply for Financing

You can apply for financing online or by calling 1-888-411-2188

  • STEP 1: Fill out a short online application

    You don't need to select a bed before you apply

  • STEP 2: Credit decision

    After you submit your application, you'll receive a credit decision right away

  • STEP 3: Shop

    Once approved, we'll provide you with a financing code you can use at checkout, when you shop online, in store or over the phone

APPLY ONLINE

Payment FAQ

How do I make a payment on my Sleep Number Credit Card?

You can make a payment online by visiting Synchrony Retail Bank, the servicer of the Sleep Number Credit Card, at www.mysynchrony.com or by calling 1-800-250-5411.

When will I receive my first bill?

Your statement should arrive within 30 days of the delivery of your new Sleep Number® product(s). If you are concerned about the arrival of your bill, please contact Synchrony Retail Bank, the servicer of the Sleep Number Credit Card, at www.mysynchrony.com or by calling 1-800-250-5411.

How do I read my Sleep Number Credit Card statement?

For help reading your statement from Synchrony Retail Bank, please view the sample statement Here.

How do I close my Sleep Number Credit Card account?

If you want to close your account, please contact Synchrony Retail Bank, the servicer of the Select Comfort Credit Card, at 1-800-250-5411.

How do I update my account information for my Sleep Number Credit Card?

If you want to update your account information for your Synchrony financing account, please contact Synchrony Retail Bank, the servicer of the Sleep Number Credit Card, at 1-800-250-5411.

How do I check on the status of a refund?

To check the status of a refund, please login to your account and view My Returns.

How do I make a payment or update my HelpCard account?

Please contact HelpCard at 1-877-486-6785 Monday through Friday from 8:00 am to 5:00 pm central time or visit www.helpcard.com.