Smart beds. Smart payments.
Quick and easy. Get a decision in seconds.
See if you prequalify for a Sleep Number® credit card with no impact to your credit score.
or apply now
SPECIAL OFFERS 60 MONTHS AT 7.49% APR2
On all smart beds purchased with a Sleep Number® credit card. Fixed monthly payments required for 60 months.
Financing offers only valid with use of a Sleep Number® credit card. All financing offers are subject to credit approval.
36 MONTHS AT 0% APR3 On purchases over $5,000 purchased with a Sleep Number credit card 12/9/25 - 12/24/25. Equal monthly payments required for 36 months.
0% Interest For 24 Months⁵ On all smart bed purchases with a Sleep Number® credit card. Equal monthly payments required for 24 months.
No Interest If Paid In Full Within 12 months*** On purchases with a Sleep Number® credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
