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Do you have a Sleep Number® card?
Sleep Number

Bed Financing

The Best Sleep of your life at an affordable price with great financing

or CALL 1-877-309-9320
Special Offer
0% Interest for 36 months*
on most smart beds with a Sleep Number® credit card through 7/7/2019. (not combinable with cash savings)
36-month financing* on Sleep Number 360® c4, Performance Series and Innovation Series smart beds, Sleep Number® r3 and r5 beds and FlexFit 3 adjustable base
12-month special financing on SleepIQ Kids® bed, Sleep Number 360® c2 smart bed, Sleep Number® s1 and s3 beds, DualTemp layer, FlexFit 1 and 2 adjustable bases

Application made easy

Apply

Fill out a short online application. You don't need to select a bed before you apply.

Credit Decision

After you submit your application, you'll receive a credit decision right away.

Shop

Once approved, we’ll provide you with your account number (print or write down and keep safe) so you can use today at checkout when you shop online, in store or over the phone.

or CALL 1-877-309-9320

MANAGE YOUR FINANCING

Do you have a Sleep Number® credit card?

Frequently Asked Questions

*Subject to Credit Approval.

Minimum monthly payments required. See above for details. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank.

Financing Disclosures

No Interest for 36 Months*

With a Sleep Number® credit card through 7/7/19. 36 equal monthly payments required. Not combinable with cash savings, except with purchase of a FlexFit 3 adjustable base.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest if Paid in Full within 12 Months

With a Sleep Number® credit card through 7/7/19. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

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