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financing

THE BEST SLEEP OF YOUR LIFE AT AN AFFORDABLE PRICE
0% interest for 48 months
on all beds with a Sleep Number® credit card through 12/18/17.

Special Financing offers

Offers available through 12/18/17:

  • 48-month financing* on all SleepIQ Kids®, Sleep Number® and Sleep Number 360 beds, DualTemp layer and FlexFit adjustable bases
  • 18-month financing on it® bed.
  • 12-month special financing available on all other purchases.

Financing offers only valid with use of a Sleep Number® credit card. All financing offers are subject to credit approval.

View Financing Disclosures

Apply for Financing

You can apply for financing online or by calling 1-888-411-2188

  • STEP 1: Fill out a short online application

    You don't need to select a bed before you apply

  • STEP 2: Credit decision

    After you submit your application, you'll receive a credit decision right away

  • STEP 3: Shop

    Once approved, we'll provide you with a financing code you can use at checkout, when you shop online, in store or over the phone

OR CALL 1-888-411-2188

Sleep Number
MANAGE YOUR FINANCING
Do you have a Sleep Number credit card?

Financing Disclosures

Sleep Number® financing available online, in store, by phone or Live Chat through December, 18, 2017

No Interest for 48 Months*

With a Sleep Number® credit card through 12/18/17. 48 equal monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest if Paid in Full within 18 Months

With a Sleep Number® credit card through 12/18/17. 18 equal monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest if Paid in Full within 12 Months

With a Sleep Number® credit card through 12/18/17. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Payment FAQ

How do I make a payment on my Sleep Number Credit Card?

You can make a payment online by visiting Synchrony Bank, the servicer of the Sleep Number Credit Card, at www.mysynchrony.com or by calling 1-800-250-5411.

When will I receive my first bill?

Your statement should arrive within 30 days of the delivery of your new Sleep Number® product(s). If you are concerned about the arrival of your bill, please contact Synchrony Bank, the servicer of the Sleep Number Credit Card, at www.mysynchrony.com or by calling 1-800-250-5411.

How do I read my Sleep Number Credit Card statement?

For help reading your statement from Synchrony Bank, please view the sample statement Here.

How do I close my Sleep Number Credit Card account?

If you want to close your account, please contact Synchrony Bank, the servicer of the Select Comfort Credit Card, at 1-800-250-5411.

How do I update my account information for my Sleep Number Credit Card?

If you want to update your account information for your Synchrony Bank financing account, please contact Synchrony Bank, the servicer of the Sleep Number Credit Card, at 1-800-250-5411.

How do I check on the status of a refund?

To check the status of a refund, please login to your account and view My Returns.

How do I make a payment or update my HelpCard account?

Please contact HelpCard at 1-877-486-6785 Monday through Friday from 8:00 am to 5:00 pm central time or visit www.helpcard.com.