Smart beds. Smart payments.

Quick and easy. Get a decision in seconds.

See if you prequalify for a Sleep Number^® credit card with no impact to your credit score.

SPECIAL OFFERS

0% Interest For 48 Months⁶

On all smart bed purchases of $5,000 or more with a Sleep Number credit card made between 7/8/25 – 8/4/25. Equal monthly payments required for 48 months. Promo Fee of 2% of amount financed will be included in required monthly payments.

Financing offers only valid with use of a Sleep Number^® credit card. All financing offers are subject to credit approval.

60 MONTHS AT 7.49% APR² On all smart beds purchased with a Sleep Number credit card. Fixed monthly payments required for 60 months.

No Interest If Paid In Full Within 12- Or 24-Months***, ³ On qualifying purchases shown above with your Sleep Number credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12- or 24-months. Minimum monthly payments required.

Everyday Sleep Number Cardholder Offer: 0% Interest For 24 Months⁵ On all smart bed purchases with a Sleep Number credit card. Promo Fee of 2% of amount financed will be included in required monthly payments.

Ways to finance with Sleep Number

Sleep Number^® Credit Card
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A dedicated credit limit that can be used again and again at Sleep Number^® locations.^**

Quick, easy application

No annual fee^{^}

Revolving credit limit

Access to everyday special financing offers^**

Without affecting your credit score.

Online exclusive

Buy now, Pay Later

A simple way to buy what you want now, and pay later in equal, predictable payments over time.^††

Quick application and instant decision

No payment due at purchase

No ongoing commitment once paid in full

No hidden fees

Apply in checkoutSubject to credit approval ^††